Monday, October 27, 2025

What I Have Learned in Retirement….so far.

 I’m ten months in to my retirement which is long enough to have learned some things about my new life. Since I know many people who will be joining me in retirement over the next few years I thought I might list a few of the most interesting things I’ve learned since January 1st…in no particular order.


* I now for the first time fully understand the famous quip from Violet Crawley in Downton Abbey—What is a weekend?? Weekends no longer carry the cache they used to, and this is a very good thing because it has had the effect of rendering every day equally capable of enchantment, wonder and discovery. Of course, this has always been so, it’s just that now I finally recognize this truth. When I was working, days like Tuesday and Thursday got pigeonholed by the calendar as days to endure rather than celebrate. Now, Tuesday might wind up being as delightful as any other. What a gift.

* I now no longer feel compelled to shave every day. When you run an investment business it won’t do to show up to a meeting with a client with a five day growth. The thing is I have always hated shaving. It was something that I resented being forced to do. But now shaving is always a game time decision. I shave when the mood strikes me, which feels like an unexpected bonus.

* I had no idea how much I crave routine until I retired. When I worked each day, each week and each month was at least partially scripted. There were things that I needed to check off my list, things that had to be done by a certain time. To suddenly be released from this script was a bit troubling. So…I improvised. I quickly established new daily habits—exercises, a walking regimen, and morning visits to Hope Cafe (my new unofficial office). This structure has helped form new routines, a new rhythm.

* I must confess that I’ve never been a big prayer guy. I know this might sound odd coming from a Christian but it’s the truth. Yes, I pray, but it’s never been a huge priority and I’ve never gotten in to any sort of specific “prayer closet” thing. Most of my prayers come in one or two sentences as I’m out walking when someone or something comes to mind. But now, with my new freedom I feel more inclined to pray for people. Maybe it’s because I feel so incredibly blessed and lucky at this stage of my life that praying for others, especially those who are struggling seems like a necessity rather than some guilt-ridden obligation.

That’s all I’ve got so far, but I’m sure I will learn more as time goes by. After all, when you stop learning you might as well stop living.


Saturday, October 25, 2025

The Greatest Gift

 I freely admit that I have lost all objectivity where my grandson is concerned. It has gotten to the point where I am unable to think dispassionately about him, having completely lost perspective and the ability to think critically. This is no doubt a result of him being my first grandchild, and just having spent an entire week with him, observing him at every point in his day and watching him dominate every room he enters.

But this little boy is the greatest gift I’ve ever received. Although his parents still think they have no idea what they’re doing, what I see is a boy who is healthy, happy, safe, and loved…and so stinkin’ adorable I can hardly stand it…




Wednesday, October 22, 2025

The Violence in Columbia, SC is off the Charts

 As many of you know, I’m what some people would call manically committed to my workout routines. I have to get my five mile walks in at least 4 days a week, no matter where I happen to be. So while I’m in Columbia, this means heading out each morning through some mildly sketchy neighborhoods. I must say, I have been taken aback at the level of crime that is running rampant through this city.

Just a couple of days ago I was out for a walk when out of nowhere I was set upon with a violin, a clarinet, and a French Horn—in what was clearly an orchestrated attack!

But that’s not the half of it. Yesterday came news that thieves had broken in to the police station in Earlwood—just up the road from us, and stolen both of their toilets! On the news tonight I heard that they are searching for clues but right now they have…nothing to go on.

If that’s not enough, there was a breaking news report just a few minutes ago that the police headquarters of all of Columbia was hit by thieves overnight who jacked up all the police cruisers in the parking lot, stole all the wheels and left the cruisers on cinderblocks. The police are working…tirelessly…to catch whoever was responsible but are distracted by the Vick’s Vapor Rub truck which overturned on Interstate 20 between Columbia and Darlington. Although the Police first announced that there would be…no congestion… for at least eight hours, that time has passed.

Alright, its getting crazy now—-literally as I was typing that last paragraph, we heard another report of a man over in Five Points who was shot with a starter’s pistol, then beaten half to death with a relay baton. Police think it may have been…race related.

So, the lesson for all of you—stay away from Columbia!!

Tuesday, October 21, 2025

Team Silas

 We are back in Columbia for the second half of our October grand parenting assignment—to take care of Silas while Kaitlin is back at work. So far, so good.

Yesterday I was tasked with getting him to take a one and a half to two hour nap. It started off great when he fell asleep after one book and a couple of songs I sang while he nodded off. An hour and forty-five minutes later he woke up abruptly, took a brief look around and immediately began to communicate his grave disappointment in this new reality. Either he had a bad dream or was upset that I wasn’t Lolli. Either way, he cried and cried—real tears and everything! But soon all was well after I took him outside for a walk around his neighborhood. He loved the flowers and the feel of the wind and the sun on his face. Then he destroyed his bottle like a champ and was good as gold for the rest of the day. While he was asleep for his nap I was able to take a couple of pictures



It is quite remarkable how much my life has changed since I retired and this little boy was born. Spending two hours nap-trapped was not exactly how I pictured what retirement would be like but here we are. 

When Kaitlin told us she was on her way home Pam had us all gather out on the front porch to greet her. When she pulled up in the driveway she looked so happy. She whipped out her cell phone and snapped this picture…


That’s right. Behold TEAM SILAS!


Monday, October 13, 2025

The Purpose of the Internet

 I have come to the conclusion that the highest and most useful purpose of the internet is the curation and distribution of dad jokes. All other uses of the internet are a net negative and do nothing to promote human flourishing…

I saw an old man in the Publix parking lot collecting shopping carts.

He must have been pushing 70.


I recently got fired from the gym because I couldn’t bench press thirty pounds.

I had to put in my too weak notice.


My wife saw me buy two handguns from a T-Rex and said, “What the hell was that??”

I said, “He’s my small arms dealer.”


I paid $300 to rent a limo only to discover that it didn’t include the driver.

All that money and nothing to chauffeur it.


English Man: Are you two ladies from England?

Ladies: Wales!

English Man: Are you two whales from England?


Two windmills standing next to each other on a wind farm strike up a conversation. One of them asks the other, “So, what’s your favorite kind of music?”

The other says, “I’m a big metal fan.”

Sunday, October 12, 2025

Morning Rain

 I love rainy mornings. There’s something soothing about waking up to the sound of rain on the roof. It slows you down. You see that it’s a rainy day and you think, what’s the rush? You walk downstairs and stand at the back door watching it fall on the deck. The grass is greener. The trees are darker, their leaves slick and glossy. You make your coffee then stand at the window drinking it. It tastes better this morning. You think of that old Bible verse about how the rain falls on the just and unjust alike and you’re glad it works that way. Even Lucy notices. She pauses at the top of the deck steps, lifts her nose high in the air and breathes deeply, in no particular hurry, just like me.

It occurs to me that I had nothing to do with the rainfall’s arrival and I will have no say on when it stops. This is out of my hands. More powerful forces are at play here. Human beings might take credit for a great many things, but we don’t conjure rain from the skies. And yet, if it suddenly stopped falling every single great civilizational advance made in the last 4000 years would turn to dust.

So when I wake up to the sound of raindrops on my roof I am thankful for the life-giving provision it brings. I’m grateful that it falls on me whether I’ve been good or bad.

I let Lucy back in. She knows the drill. She walks around in circles on the towel I have placed on the floor at the back door to dry her feet. There is a brightness in her eyes. She knows that rain is a good thing somehow. For her it means that Mom and Dad will be calmer today, less hurried. It will be a good day.



Wednesday, October 8, 2025

My DA…and a sermon

 Pam has been in Columbia taking care of Silas since September 30th. I was with her for the first five days, then I drove back to Short Pump. I’ve been taking care of Miss Lucy ever since and doing basic adult things like buying groceries, cooking meals, and cleaning house. I’ve discovered that I much prefer it when Pam serves as my designated adult. Actually the best part of being married for me has always been the fact that Pam has always been an excellent DA. First of all, she knows how to do stuff around the house. I only kinda know how to do these things. I almost called her the other night for a refresher course on how to run the dish-washer, but at the last minute I figured it out. Pretty soon I will have to ask her for a reminder of the correct procedure for doing the laundry. Wouldn’t want to run the risk of ruining a basket full of perfectly good clothes.

Ok, I know what some of you are thinking—“how can a man be 67 years old and not know how to run a washing machine?” I do not have a ready answer to this question. All I know is that for all of my life I have had reliable DA’s who did this sort of thing for me—my Mom, my sisters and now Pam. There has never been a compelling reason to learn these skills. But, having said this, I feel obligated to point out that Pam woudn’t know the first thing about the intricacies of lawn care, not to mention the fact that she would be lost if asked how to properly diversify a portfolio, let alone name the starting lineup of the 1969 New York Mets. We both have our strengths and weaknesses.

However, even though I am indeed an old dog, I have been able to learn a few new tricks. Pam has been slowly bringing me along in the kitchen to the point where I am able to turn this—-


…into this…

Lest you think that I am a one-trick pony in the kitchen, behold this…


So, I have a reasonable set of skills thanks to my wife’s patience and guidance. 

Pam sends me Marco Polo videos of her and Silas engaged in adorable activities. I watch them over and over. Then when I head over to the Cafe I make everyone else watch them with me..yeah, I’m THAT grandparent.

The plan was for Pam to come home next week since Kaitlin will be on Fall break for the first three days of next week and then Jon was going to take the last two days off to take care of Silas. But, that was before the government shutdown furloughed him. Now, if the shutdown is resolved sometime over the next few days, he will not be able to take those days off. The best laid plans held hostage by leadership incompetence. Either way, I will head down the third week of October to give Pam some help. Turns out that taking care of babies is very much a young person’s game.

A parting sermon, if you will allow me.

Politicians love to do a lot of talking about being pro-life or how much they support the family. Ok…so why is it practically impossible for a young couple to afford to have children unless both of them work, and even then the cost of daycare is insanely expensive? I hear people say, “well, why doesn't one of the parents stay home and be a full-time parent? That way they wouldn’t have to pay for daycare.” Ok. That’s exactly what Pam and I did when Patrick was born. However, there were some big differences in our situation. I was in a profession where I had control over my income. Although nothing was guaranteed, I could make more money by working harder. Today, most jobs don’t come with limitless upside potential and even if they did, not everyone is suited for that type of risk-taking and lifestyle. 

I know several young couples where both of them work and are doing quite well. But neither of them makes enough alone to allow the other to stay home for several years to raise a child. I don’t know how we got here but if we are serious about being “pro-family” we need to find a way to make it affordable for people who aren’t wealthy to have children. The only tool government has to help is the tax code. Government has no money of its own, it only serves as a distributor of everyone else’s tax dollars for the alledged common good. So why not expand the child tax credit to a meaningful enough level to make it a game changer? What’s more beneficial to human flourishing, tax policy that favors and encourages growing families or the pass through deductions and stock option deductions that allow profitable companies and people making over a million a year to avoid taxes? I’m not trying to suggest that those deductions have NO benefit. What I am saying is that governing is about making priority decisions. No government scheme can help everyone at the same time. Someone has to make a judgement on what is most important for the greatest number of its citizens. I submit to you that supporting young families trying to raise children in today’s world is as important as it gets. Start there.