Dear Reader,
I need your help. It has come to my attention that I
may be the beneficiary of a mistake by my health insurance company. This
mistake will result in me maybe being able to keep my current health insurance,
which Shakespeare might describe as a “consummation devoutly to be wished.” The
problem lies in the fact that my insurance company insists that my current plan
is “grandfathered”, even though I can think of three things that have occurred since
March 23, 2010 that should have “un-grandfathered” it. What to do?
My wife suggested that I call my insurance company,
describe these three events to them hypothetically (without giving them my name),
and ask them if my hypothetical policy is still grandfathered. This seems like
a reasonable approach. Except, I don’t want to run the risk of blowing up this
incredibly sweet deal I have stumbled upon! “Let sleeping dogs lie” is the way
my mother used to describe situations like this.
On the other hand, my last two blogs about the
follies of Obamacare have been widely read. In them I took several perhaps
gratuitous shots at the Affordable Care Act. Maybe there’s some welfare state
loving, progressive, yes-we-can true believer at the NSA snooping around this blog
who would love nothing more than to place a “head’s up” call to Anthem
suggesting that they pay extra attention to one Douglas Dunnevant’s case file.
So, dear reader, if you have been reading this blog
for very long, you have at least some idea of what kind of person I am. I would
appreciate any suggestions you might have as to how I should proceed. What’s
the right thing to do here? Blow the whistle on the illegitimate grandfathering
of my policy, and take my Obamacare medicine, or accept this magnificent bureaucratic
windfall and wiggle off the hook?
I suppose if I escape Obamacare, the higher premiums
I would have paid won’t be available to provide the subsidy for someone else’s
insurance. Does that make me a bad person? On the other hand the 600 and some
odd dollars I will be saving every month can be spent buying steaks, bread and
Yankee candles, which will benefit the butcher, the baker and the candle stick
maker. Yes, this is a fine mess I find myself in. This is the mother of all
conundrums.
Please respond either in the comment section below,
or on Facebook. I eagerly await your wise and discerning suggestions.
Sincerely,
Doug
No comments:
Post a Comment