My troubled shoulder has suddenly gotten much better and it started its rehabilitation at the precise time that my doctor scheduled me for an MRI. That's how things work in medicine. So, I will feel foolish laying there next Monday for thirty minutes, spending $500 with virtually no pain in the shoulder. However, as if on cue, my neck has returned to its position at the top of my ailment list with a vengeance, as if it has resented being ignored for the last few weeks. My eight visit flirtation with Chiropratic is over, as I can no longer justify the expenditure of $69 per visit for treatment which made no discernible difference one way or the other.
With all this money I'm forking over, you might think that I am one of the 30 million uninsured Americans who democratic politicians are constantly yammering about. But, no...I'm just a self-employed business owner who made an economic decision to go with one of those high deductible plans in order to keep my monthly premium below four digits. Doing so saved me about $4000 a year, or $500 dollars more than my out of pocket maximum. With any luck at all, I'll reach that maximum on or around December the 15th, giving me some serious Cadillac coverage for the final fifteen days of the year!! You watch, I bet Pam and I will be healthy as horses over Christmas! THANKS, OBAMA!
But seriously, any year when I never actually use my health insurance is a very good year in the Dunnevant home.